Complete Management System
For Pawning Centers

What is SMTK Pawning?

Managing a pawnshop requires accuracy, trust, and transparency. Every gold loan involves sensitive customer data, pledged items, and time-bound repayments – all of which demand precise control.

SMTK Pawning was built to simplify that complexity. It brings together every part of pawn management into one connected system, so you can handle daily operations confidently and efficiently.

Trusted by hundreds of pawnshops across Sri Lanka

Business Analytics Dashboards

Why Businesses Choose SMTK Pawning

#1 in Sri Lanka for Pawning Centers

Trusted by the largest Pawnshops in Sri Lanka, and 200+ others.

Industry Specific Focus

Developed specifically for the pawning industry with real-world experience

All in One Management Solution

Accurate, automated, and compliant with local financial practices

ISO 9001:2015 Certified

This certification guarantees a high level of software quality, consistency, and continuous process improvement in its development and delivery.

Features

Pawn Ticket Management

Create, renew, and redeem pawn tickets instantly with automatic customer and item linkage.

Interest & Charge Automation

Automate interest, overdue charges, and grace periods based on flexible rate structures.

Customer Profiles

Access complete histories including pledged items, repayments, renewals, and active loans.

Gold Item Tracking

Record weight, purity, and valuation while maintaining full lifecycle traceability.

Auction Management

Manage unredeemed auctions effortlessly with item-level tracking and documentation.

Accounting & Finance

Automatically update all financial records, including interest income and balances.

Reports & Analytics

Generate real-time reports on renewals, redemptions, daily totals, and overdue items.

Secure Web Access

Manage your operations from anywhere through encrypted, browser-based access.